Cash management

Treasury services built for F&B.

Effortlessly open FDIC insurance-eligible accounts, transfer funds, and earn cashback-rewards on your balances.

No hidden fees or minimums.
No minimum balances. No surprise charges.
FDIC insurance-eligible.
Funds held at Fifth Third Bank, member FDIC.
Earn cash back.
Up to 2.00% cash back based on your total Invoto account balance.
Cash management

Mission control for your cashflow

Consolidated visibility and intuitive account management across your organization

Product screenshot
Multi-location accounts
Create dedicated accounts for each location keeping cash flows organized without added complexity.
Fast transfers
Move money instantly between Invoto accounts or next-day to and from external banks.
AI transaction coding
Every transaction is automatically categorized using AI, so books stay clean and insights stay current.
Fire-walled vendor accounts
Isolate funds for vendor payments to ensure compliance without sacrificing control.
Instant account setup
Add new accounts in seconds—no waiting, no forms, no approvals.
Role-based account access
Assign permissions by role, location, or individual to keep oversight tight and operations simple.

Start saving in minutes.

Take control of your expenses and get rewarded for your spend. No credit card or personal credit check needed.

Get started